Attention homeowners: Real estate appraisal services for in Gurnee and Lake County

The top seven reasons IL homeowners hire Del Monte Appraisals, Limited:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To lower your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Do you own a home in or near Gurnee? Do you need help deciding the value of your real estate?
Contact Del Monte Appraisals, Limited.

We at Del Monte Appraisals, Limited understand the individual needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Del Monte Appraisals, Limited will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you do away with unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Del Monte Appraisals, Limited is your perfect weapon.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Del Monte Appraisals, Limited can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.